Credit Risk Analyst - WSB| Mumbai
Iaamcp Open At a glance
Mid-level Risk & Financial Compliance role at Iaamcp. Mumbai · full-time.
Pay not stated Risk & Financial Compliance salary
financeroles summary, based on the employer's posting.
What you'll do
- Prepare vetting reports for large and mid-sized corporate loans, including project finance and real estate proposals, within turnaround limits
- Review financial statements and credit notes covering new lending, amendments and refinancing
- Verify borrower ratings against CRM policy, then send your risk assessment to credit risk leads
- Review rating outlooks for high-value borrowers and flag concerns before proposal discussions
- Build spreadsheets for credit applications and help refine models to improve rating accuracy
What you bring
- You have seven to ten years of relevant experience
- You have a graduate degree; an MBA is preferred
Who this fits
This full-time role is based in Mumbai and suits someone experienced in assessing corporate credit proposals. You’ll prepare work for credit risk leads and contribute to risk models.
From the employer
The role is responsible for preparing and issuing credit risk vetting report for large and mid corporate proposals, including project finance/real estate proposals within allowed TAT to enable business and processing team to put up loan proposals for sanction.
- Thorough analysis of financial statements and credit notes put up by the business/credit team including new requests, change request and refinancing.
- Confirming the Internal Credit Risk Rating of borrower as per CRM policy of the bank.
- Preparing risk vetting reports based on the credit note and submit to the lead credit risk/ Head Credit Risk.
- Review of rating outlook of high value borrowers as per CRM policy of the bank.
- Highlighting risk elements in Proposals submitted for preliminary discussion.
- Contributing towards credit risk models fine tuning as well as improving accuracy of rating.
- Keep up to date with the company’s lending protocols.
- Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
Experience: 7 to 10 years
Qualifications: Graduate (Any)/MBA preferred
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