Manager - Risk Analyst - MFB - Mumbai - Lodha (I-Think Techno Campus) - JM
Mumbai Full-time Manager Risk & Financial Compliance
At a glance
Manager-level Risk & Financial Compliance role at Eofh. Mumbai · full-time.
Pay not stated Risk & Financial Compliance salary
RoleRisk & Financial Compliance
SeniorityManager
LocationMumbai
EmploymentFull-time
PostedFeb 21, 2022
Role brief
financeroles summary, based on the employer's posting.
What you'll do
- Build and assess credit-risk models and frameworks for unsecured rural and semi-urban lending, working with data science
- Put risk strategies into practice and track them through customer acquisition, underwriting, cross-sell and collections
- Check portfolio indicators for warning signs, then explain quality trends against the bank's accepted risk limits
- Refresh risk rules as conditions shift, and test whether processes follow policy and controls work
- Prepare industry analysis and management dashboards, visit branches, and coordinate risk improvements with internal teams
What you bring
- An MBA from a recognized institute is required for this role
- Three to six years managing risk at a bank or NBFC
- Strong data interpretation skills, advanced Excel ability and familiarity with statistical models
Who this fits
This manager-level role suits someone who can turn lending data into risk insights and work across business, product, technology and data science teams. The work includes regular branch visits in Mumbai.
From the employer
Responsibilities:
- Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context in coordination with data science team
- Implement & Monitor Credit Risk strategies across the lending life cycle – acquisition, underwriting, cross-sell & collections
- Review portfolio on periodic basis across various risk metrices for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
- Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
- Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.
- Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.
- Visit branches on regularly basis and evaluate the portfolio quality and adherence to policy norms.
- Coordinate with Various internal teams such as Quality Control, Product, Business, IT, Data Science team for strengthening of risk framework.
Eligibility Criteria:
- MBA from a reputed institute
- 3-6 years of experience in managing risk in a Bank/NBFC
- Excellent in understanding data & bringing insights. Advance knowledge of excel required
- Sound knowledge of statistical models
- Experience in microfinance/inclusive finance will be an added advantage