Senior Manager - Risk Analyst - MFB - Mumbai - Lodha (I-Think Techno Campus) - MM
Mumbai Full-time Senior Risk & Financial Compliance
At a glance
Senior Risk & Financial Compliance role at Eofh. Mumbai · full-time.
Pay not stated Risk & Financial Compliance salary
RoleRisk & Financial Compliance
SenioritySenior
LocationMumbai
EmploymentFull-time
PostedOct 23, 2023
Role brief
financeroles summary, based on the employer's posting.
What you'll do
- Build and review credit risk models for unsecured rural and semi-urban lending, working with data science
- Put credit strategies into practice and track them from customer acquisition through underwriting, cross-sell and collections
- Check portfolio indicators for warning signs, follow quality trends and brief senior leaders on market shifts
- Update risk policies as conditions and internal risk appetite change, then test whether teams follow them and controls work
- Visit branches to assess portfolio quality and policy compliance, coordinating with internal teams to strengthen risk practices
What you bring
- An MBA from a well-regarded institute
- Three to six years managing risk at a bank or NBFC
- Strong data interpretation skills, advanced Excel capability and a solid grasp of statistical models
Who this fits
This senior role suits someone who can turn data into risk insights and work across lending teams. Branch visits are part of the role.
From the employer
10803
Responsibilities:
- Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context in coordination with data science team
- Implement & Monitor Credit Risk strategies across the lending life cycle – acquisition, underwriting, cross-sell & collections
- Review portfolio on periodic basis across various risk metrices for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
- Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
- Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.
- Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.
- Visit branches on regularly basis and evaluate the portfolio quality and adherence to policy norms.
- Coordinate with Various internal teams such as Quality Control, Product, Business, IT, Data Science team for strengthening of risk framework.
Eligibility Criteria:
- MBA from a reputed institute
- 3-6 years of experience in managing risk in a Bank/NBFC
- Excellent in understanding data & bringing insights. Advance knowledge of excel required
- Sound knowledge of statistical models
- Experience in microfinance/inclusive finance will be an added advantage