Credit Risk Analyst
Ikeja Full-time Mid-level Risk & Financial Compliance
At a glance
Mid-level Risk & Financial Compliance role at PalmPay. Ikeja · full-time.
Pay not stated Risk & Financial Compliance salary
RoleRisk & Financial Compliance
SeniorityMid-level
LocationIkeja
EmploymentFull-time
PostedAug 12, 2026
Role brief
financeroles summary, based on the employer's posting.
What you'll do
- Review SME loan requests and supporting paperwork to reach decisions under the established lending rules
- Judge borrowers’ ability to repay and flag risks that could affect loan performance
- Recommend lending outcomes that follow underwriting standards and credit policy
- Coordinate with field verification officers and the risk team to resolve loan issues
- Keep loan files accurate, maintain records and contribute to process improvements
What you bring
- At least two years in loan underwriting, credit analysis or a related role
- Previous work carrying out comparable loan assessment and risk review duties
- Strong communication, documentation and reporting skills, with sound risk-control knowledge
Who this fits
This mid-level role is based in Ikeja, Nigeria. It suits someone with hands-on loan assessment experience who can support lending decisions while protecting portfolio quality.
From the employer
The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
Key Responsibilities
Requirements
• Minimum of 2 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key Responsibilities
- Review and analyze loan applications and supporting documents
- Assess borrowers’ creditworthiness and repayment capacity
- Make recommendations in line with credit policy and underwriting standards
- Liaise with Field Verification Officers and Risk Team on loan-related issues
- Ensure accuracy and completeness of loan documentation
- Maintain proper records and support process improvement initiatives
Requirements
• Minimum of 2 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.
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