Consumer Credit Risk Analyst III
Key Open · verified Oct 22, 2026 At a glance
Mid-level Risk & Financial Compliance role at Key. Amherst · full-time · $69,000–$105,000 base.
financeroles summary, based on the employer's posting.
What you'll do
- Use business intelligence tools to spot credit risk in new and existing consumer loans
- Prepare recurring risk reports for business priorities and review meetings
- Create one-off reports and status updates for business teams and senior leaders
- Build relationships with first-line business teams and learn their goals and operations
- Share insights on current and emerging risks, and help coordinate issue escalation
What you bring
- At least three years in financial services or comparable experience
- An undergraduate degree in accounting, business, finance, economics, mathematics or a related area
- Advanced Microsoft Office skills and working experience with SAS or a comparable coding tool
- Knowledge of consumer lending products, how they work, and relevant federal rules and guidance
Who this fits
This role suits an analytical, self-directed candidate who can explain complex risk topics and work effectively with business partners and executive leaders. The position is based in Amherst, New York, and Key prioritizes in-office work while allowing flexibility when duties can be done effectively from a mobile setting.
From the employer
Location:
4224 Ridge Lea Road, Amherst New YorkJob Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
- 3+ years of experience in financial services or other applicable experience required.
- Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 11/02/2026

KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.