Structured Finance Manager (Property / Commercial Real Estate)

UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 20 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.

We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.

Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.

We are looking for a Structured Finance Manager to join us at this pivotal moment, share our vision, and help shape the future of European banking.

• Structuring debt financing (on-balance sheet) tailored for real estate transactions, including acquisition, construction, and refinancing of commercial properties (office, logistics, retail, residential for rent / PRS)
• Preparing comprehensive credit applications in English, including end-to-end risk assessment and financing terms
• Presenting applications to decision-making bodies, including direct advocacy before credit committees, also at the UniCredit Group level in Milan
• Actively negotiating credit documentation (including CRE LMA standards) and transaction terms with clients, advisors
• Jointly managing client relationships in cooperation with the relationship unit
• Collaborating with Group units within an international environment

• Understanding of the Commercial Real Estate (CRE) market, property valuation methodologies, and real estate development/investment cycles
• Advanced knowledge of financial analysis and the ability to derive strategic conclusions
• Strong analytical skills in credit risk assessment specific to property assets, debt structuring, and the analysis of financial forecasts
• Advanced English and Polish (written and spoken) – a mandatory requirement for drafting credit applications, establishing relationships within the UniCredit Group, and negotiating financing documentation
• Proficiency in MS Office/Google Workspace, with a particular emphasis on Excel/Google Sheets for financial modeling purposes
• High level of independence and the ability to prioritize tasks in a dynamic transactional environment
• Strong commitment to ongoing processes and high professional conduct in relations with clients and business partners
• Practical knowledge of CRE LMA documentation standards and legal structures

Nice to have

• Experience with sustainable real estate frameworks (ESG certifications like BREEAM/LEED, green loans/bonds)
• Professional certifications such as CFA, RICS, CIMA, or ACCA

You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies.
Unless limited by banking regulations we offer a flexible form of contract.
You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.
If your role permits, we also offer flexible work location: home/office — according to your preference.
You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package.
We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support.
We co-sponsor your Multisport card and cover 50% of its cost.
You will work on computer equipment that delivers the best user experience — Apple MacBook.
Our office in Warsaw offers healthy snacks throughout the day. We keep our recruiting process simple.
Step 1: Talk with one of our Recruiters about your to date experiences and ambitions
Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment

We are an equal opportunity employer. We stand together in nurturing a workplace that welcomes diverse thinking and inclusive behaviors. By embracing diversity of thought and making all voices heard regardless of background, we drive innovation, sustainable growth, and new business opportunities. This inclusive approach enhances our work climate, directly boosting our people's productivity, well-being, and engagement.
Our Values - Integrity, Ownership, Caring - are more than just words. They are actions. Mandates. Pledges. When we all commit to these shared Values, we will deliver for our clients. And delivering for our clients - in any way, large or small - is how we fulfil our Purpose.
If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table. We appreciate your time and application. Please note that we reserve the right to contact selected candidates.

Good luck!