Portfolio Manager II, CRE
Wintrust Open · verified Oct 22, 2026 At a glance
Manager-level Investment & Corporate Development role at Wintrust. Willowbrook · full-time · $85,000–$110,000 base.
financeroles summary, based on the employer's posting.
What you'll do
- Assess new, renewed and extended CRE loans for profitability and risk across multifamily, office and other property types
- Prepare opportunity memos and credit packages covering borrower and sponsor backgrounds, market experience and real estate holdings
- Evaluate property and individual financials to gauge credit risk, then track borrower and asset performance
- Coordinate loan closings, changes and renewals with relationship managers and loan administration
- Test covenant compliance, review construction draws and check legal documents against approved loan terms
What you bring
- A bachelor’s degree in business, finance, accounting or economics
- At least four years in commercial real estate credit, portfolio management or commercial lending
- Strong credit and risk fundamentals, plus skill in cash-flow modeling, lease abstraction and financial statement review
- Clear analytical writing and working knowledge of accounting, finance and real estate fundamentals
Who this fits
This role suits a manager-level CRE credit professional who can assess risk independently, write detailed approvals and handle competing client and bank needs. You’ll work with lending staff, deal teams, clients and internal and external partners in a regulated banking environment. The role is based in Willowbrook.
From the employer
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and annual discretionary bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few
Family-friendly work hours
Promote from within culture
The Portfolio Manager II, CRE will assist and manage a portfolio of commercial real estate credits/relationships in a fast-paced, regulated environment. The ideal candidate is initiative-taking, has strong analytical and writing skills, and can multi-task across job functions, various client needs and competing bank priorities.
What You’ll Do
Provide accurate financial analysis, profitability, and risk assessment to make lending decisions on new, renewal, and extension loans for the following asset types: multifamily, office, medical office, industrial, retail, and self-storage
Create comprehensive, detailed, and thoughtful opportunity memos and full credit approvals for new business clients which will include client and sponsors’ background, history, market experience and global real estate portfolio
Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit
Oversee documentation and ongoing monitoring of asset and client performance
Work with relationship managers and loan administration to facilitate loan closings, modifications, and renewals
Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis
Review and process construction draws in conjunction with the construction loan administration department, title company and borrower
Work with external and internal business partners on review of deal related legal documents
Develop a working knowledge of credit/loan policy for credit requests and exceptions
Review credit approval memorandums and attorney-prepared loan documents for new and renewed loans to ensure compliance and adherence to the loan approval guidelines
Interact with lending staff, deal teams and clients in a welcoming and professional manner
Qualifications
Bachelor’s degree in Business, Finance, Accounting, or Economics
Strong understanding of general credit and risk principles, and banking policies/procedures; formal bank credit training is preferred
Minimum 4 years’ commercial real estate credit, portfolio management and/or commercial lending experience
Strong analytical and business writing skills
Experience with cash flow modeling, lease abstracting and financial statement analysis
Good interpersonal skills with internal partners, counsel, clients and senior management
Accounting and finance knowledge, as well as knowledge of real estate fundamentals and concepts
Benefits
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation
The estimated salary range for this role is $85,000-$110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.