Investment Analyst - Credit
At a glance
Mid-level Investment & Corporate Development role at Unum. Chattanooga · full-time · $73,300–$150,500 base.
financeroles summary, based on the employer's posting.
What you'll do
- Evaluate corporate bonds and industries, then set or update credit ratings and related outlooks
- Track issuer and industry exposure, providing recommendations and written research with timely updates
- Use conversations with company executives and analysts to assess credit views and communicate findings
- Recommend corporate bond purchases or sales to research leaders and portfolio managers
- Share company and industry assessments with underwriters to support new business and renewal decisions
What you bring
- A bachelor's degree is required; relevant investment experience of at least two years is also required
- You bring working knowledge of fixed income markets, economics and credit research
- You can build and maintain quantitative financial models and communicate investment views clearly
- You are proficient with Bloomberg and Microsoft Office, especially Excel
Who this fits
This mid-level role suits someone ready to assess investment-grade and high-yield credit and make recommendations independently. The position is based in Chattanooga, Tennessee.
From the employer
When you join the team at Unum, you become part of an organization committed to helping you thrive.
Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:
Award-winning culture
Inclusion and diversity as a priority
Performance Based Incentive Plans
Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
Generous PTO (including paid time to volunteer!)
Up to 9.5% 401(k) employer contribution
Mental health support
Career advancement opportunities
Student loan repayment options
Tuition reimbursement
Flexible work environments
*All the benefits listed above are subject to the terms of their individual Plans.
And that’s just the beginning…
With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!
General Summary:
This position is responsible for researching a wide range of fixed income investments for a $30+ billion bond/credit portfolio. The individual will provide credit opinions and recommendations on Investment Grade and High Yield securities to Portfolio Managers, the Head of Research, and the Chief Investment Officer. These opinions and recommendations are utilized to evaluate risk and are the basis for buy/sell/hold decisions.Principal Duties and Responsibilities
Credit Review and Analysis
- Assess credit quality of various corporate bond offerings and industries using a variety of research tools including but not limited to Bloomberg, rating agencies, third-party research, and SEC filings
- Assign/maintain formal ratings (e.g., outlook, trading, ESG, etc.) on Investment Grade and High Yield credits and their respective industries
- Monitor and make recommendations regarding exposures to respective issuers and industries
- For assigned issuers/industries, provide written research reports and timely updates when appropriate
Credit Management and Trading Recommendations
- Maintain and develop research contacts and resources with a variety of street, and rating agency analysts
- Effectively communicate with and critically analyze comments of CEOs, CFOs and Investor Relations Officers at large domestic and international corporations
- Make investment recommendations on the purchase or sale of corporate bonds to the Head of Research and Portfolio Managers
- Partner with our underwriters and other functional areas of the corporation by providing company specific opinions and industry assessments to assist in new business and renewal processes
- Assume responsibilities for special projects or other duties when required
Job Specifications
- Minimum Bachelor's degree required; MBA and/or CFA credentials preferred
- 2+ years relevant work experience in investments; solid knowledge of fixed income markets, economics and credit research required
- Strong written and verbal communications skills, with the demonstrated ability to quickly and effectively communicate ideas and recommendations
- Proficiency with Bloomberg and Microsoft Office tools, especially Excel; ability to learn new software and utilize external quantitative tools that value corporate credit risk required
- Strong financial research skills, producing and maintaining quantitative financial models
- Excellent problem-solving skills, documentation skills and ability to work independently
- Very strong work ethic, attention to detail, team orientation, and commitment to excellence
~IN1
Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.
Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.
The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$73,300.00-$150,500.00Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Unum