Director, Structured Finance
At a glance
Director-level Investment & Corporate Development role at Reinsurance Group of America. United States, Chesterfield, MO, RGA HQ · full-time · $107,060–$159,390 base.
financeroles summary, based on the employer's posting.
What you'll do
- Lead teams across investments, legal and other functions to structure and complete complex reinsurance transactions
- Coordinate transaction analysis, bringing technical experts together to resolve issues and keep deals moving
- Negotiate with external partners and put legal-entity financing strategies, including restacking, into practice
- Identify cash, collateral and regulatory financing needs with business units, then design suitable transaction structures
- Oversee transaction accounting and reporting, subsidiary meetings, internal controls and audit coordination
What you bring
- A bachelor’s degree in business focused on accounting, finance or actuarial science, or equivalent related experience
- At least eight years working in accounting, auditing or structured finance
- Working knowledge of US life insurance and reinsurance markets
- Strong financial structuring, analysis, communication and negotiation skills to align financing, risk and regulatory needs
Who this fits
This director role suits someone who can lead complex transactions across teams and coordinate experts without needing to resolve every technical issue personally. You may manage direct reports, and the work requires flexible hours to support projects across international time zones. The role is hybrid in the United States.
From the employer
You desire impactful work.
You’re RGA ready
RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
Coordinates cross functional project teams to develop financing solutions for RGA's regulatory entities. Leads and manages accounting and reporting functions on assigned structured finance transactions. Reviews and analyzes structured finance transaction information ensuring accuracy of data and design. Evaluates and recommends improvements to improve efficiency for internal financing processes.
Principle Duties
- Manage a project team of professionals of varying levels (including investments, legal, and other corporate partners as needed) to structure and complete complex reinsurance transactions throughout the global organization. Provide a point of leadership as well as coordinate a collaborative effort to develop optimal solutions to meet legal entity and consolidated objectives.
- Assist with coordinating the processes of analyzing transactions through interaction with the various technical experts in structured finance, accounting, legal, investments, tax, etc. Anticipate, identify, and resolve issues that arise during the RGA transaction analysis process to maximize the chance of a successful outcome. Work with the transaction team to identify any issues related to the transaction and coordinate with the appropriate technical experts to make sure these issues get properly resolved in a timely manner to maximize the chance of success. Note that this position does not need to have all the technical expertise to analyze a transaction and resolve every issue but must have enough of an understanding of the transaction, the issue, and the organization to coordinate an appropriate response to resolve issues and successfully complete a transaction.
- Lead negotiations with external parties ensuring that RGA’s financing needs are met efficiently and lead the implementation of legal entity optimization strategies, such as restacking efforts.
- Establish processes that ensure financing transactions and support processes are implemented and administered properly.
- Work with business units to identify potential financing needs, including cash, collateral, and regulatory requirements, by currency. Provide technical subject matter expertise to design and propose solutions, including reinsurance structures, securities lending, structured asset designs, and other capital market motivated strategies to allow RGA to efficiently finance its regulatory requirements.
- Assists with oversight and management of other team members and manages direct reports (if applicable) through activities designed to improve processes and the ability to respond to external and internal customer needs.
- Performs month-end/quarterly/annual financial reporting functions as assigned, primarily those associated with Structured Finance financing transactions, including recording financial activity, creating various financial reports, analyzing data, preparing general ledger uploads, and reconciling various general ledger accounts, administration of assigned internal retrocession agreements, balance sheets and income statement accounts. This includes coordination with other departments or subsidiary management personnel to obtain and compile required data, reconciling, and recording financial results to general ledger, and analysis and compiling data based on a US GAAP and Statutory basis. May include preparation of quarterly and annual financial statements. Leads quarterly officer meetings for assigned subsidiaries
- Supports the department’s internal control and audit compliance process. This includes, but is not limited to, maintaining the department’s internal control narratives and EUC and IPE/RR inventories, identifying and implementing improvements in processes and maintaining applicable sections of department procedure documentation, and leading the coordination of both internal and external audit requests.
- Maintain regular and predictable attendance.
- Perform other duties as assigned.
Qualifications:
Education:
- Bachelor’s Degree in Arts/Sciences (BA/BS) in business, with emphasis in accounting, finance or actuarial science or equivalent related work experience required
- Master’s degree in Arts/Sciences (MA/MS) preferred
Work Experience:
- 8+ Years of experience in accounting, auditing, or structured finance required
- Financial modeling experience related to structured finance preferred
- Actuarial experience preferred
- 3+ Years insurance/reinsurance accounting experience preferred
Skills & Abilities:
- Intermediate understanding of the US Life insurance and reinsurance markets required
- Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions required
- Advanced level of listening, investigative, analytical, innovation and critical thinking skills; Advanced ability to translate business needs and problems into viable/accepted solutions required
- Advanced ability to design and structure financing solutions, including reinsurance provisions, which meet RGA’s risk/return requirements as well as financing partner’s needs and regulatory requirements. This requires actuarial and accounting skills to address risk issues associated with proposed financing transactions. required
- Highly advanced oral and written communication skills, demonstrating the ability to convey business terminology that is meaningful and well received required
- Expert ability to balance detail with departmental goals/objectives required
- Highly advanced skills in customer relationship management and change management required
- Expert ability to manage multiple projects and/or teams simultaneously required
- Expert ability to consult with individuals across a wide variety of operational, functional, and technical disciplines required
- Highly advanced persuasion and negotiation skills when working with internal/external customers required
- Highly advanced ability to make timely and effective decisions and produce results required
- Ability to work flexible hours to accommodate international projects across multiple time-zones required
What you can expect from RGA:
Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
Join the bright and creative minds of RGA, and experience vast, endless career potential.
We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.
Compensation Range:
$107,060.00 - $159,390.00 AnnualBase pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.
RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.