Senior Accountant, Finance Delegated Program Business Partner
At a glance
Senior Accounting role at MSIG USA. NJ-Warren · full-time · $125,000–$150,000 base.
financeroles summary, based on the employer's posting.
What you'll do
- Review automated bordereaux accounting and reporting, prepare needed journal entries, and check reinsurance cessions
- Maintain program and balance-sheet reconciliations, account analyses, aging, and settlement positions; resolve exceptions promptly
- Build GWP forecasts using established methods, document assumptions, compare results with actuals, and escalate material variances
- Run assigned program controls and coordinate fixes for financial, bordereaux, data-quality, and operational issues
- Test automation and recommend improvements to bordereaux tracking, data templates, validation rules, and reporting
What you bring
- A bachelor's degree in accounting, finance, or a related discipline
- At least five years in P&C insurance or related finance work, such as delegated programs, premium accounting, or bordereaux processing
- Experience with close and reporting work, reconciliations, cash and settlements, controls, and exception handling
- Working knowledge of delegated operations, including premium, claims, and exposure bordereaux and contractual reporting
- Advanced Excel skills and experience with general-ledger, insurance, reconciliation, reporting, or analytics platforms
Who this fits
This role suits a senior accountant who can handle financial controls and analysis while coordinating with underwriting, claims, technology, actuarial, data teams, and external partners. It is based in Warren, New Jersey, and is hybrid. The position reports to the Director of Delegated Program Finance Business Partner and supports an assigned portfolio segment.
From the employer
MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Position Overview
The Senior Accountant, Delegated Program Finance Business Partner supports delegated authority and program business within a Property & Casualty insurance environment. Reporting to the Director, Delegated Program Finance Business Partner, this position supports an assigned segment of the delegated program portfolio. The role executes defined Finance activities, including bordereaux operational coordination, controls, reconciliations, settlement monitoring, forecasting support, and exception management for assigned programs.
The role operates within an increasingly automated delegated operating model for bordereaux tracking and ingestion, journal entries, reconciliations, cash application, balance settlement, controls, and reporting. Primary responsibilities include reviewing automated outputs, executing and documenting controls, coordinating cross-functional issues, performing financial analysis, and resolving or escalating exceptions. The role partners with Delegated Underwriting, Claims Operations, Technology, Actuarial, and Data teams in accordance with defined functional ownership and handoffs.
Key Responsibilities
Finance Reporting, Accounting & Analysis
Support monthly, quarterly, and annual financial reporting, accounting, settlement, and close processes for assigned delegated programs, leveraging automated solutions wherever possible.
Review automated delegated program bordereaux accounting and reporting outputs, prepare journal entries as needed, review reinsurance cessions, execute defined controls, investigate material exceptions, and coordinate resolution with Finance, Operations, Reinsurance, and Technology stakeholders.
Prepare GWP forecasts for assigned delegated programs in accordance with Director-established methodologies and timelines; maintain supporting assumptions and documentation; analyze actual-to-forecast results; and escalate material variances, risks, opportunities, and required forecast changes.
Maintain and review program-level reconciliations, balance sheet reconciliations, account analyses, aging, settlement positions, and related financial reporting to ensure accuracy and timely resolution of exceptions.
Ensure the accuracy, completeness, and timeliness of Finance-owned data, accounting outputs, reporting, and supporting documentation.
Prepare and maintain workpapers supporting financial reporting, regulatory filings, management reporting, audits, and other Finance requirements.
Provide financial analysis and insights to support program performance monitoring, decision-making, and issue resolution.
Governance, Financial Oversight & Compliance
Execute and monitor assigned-program financial reporting, reconciliations, settlements, bordereaux controls, and exception-management activities to support accurate and timely financial results.
Execute and document delegated program controls in accordance with the control and governance framework, monitor compliance, and escalate identified deficiencies or exceptions.
Coordinate resolution and escalation of material financial, bordereaux, data quality, and operational issues with internal and external stakeholders.
Support audits, maintain assigned procedures and supporting documentation, and perform Finance readiness activities for new or evolving delegated programs.
Process Optimization & Automation
Partner with the Director and responsible functional teams to test and improve automation for bordereaux tracking, ingestion monitoring, journal entries, reconciliations, cash application, balance settlement, controls, and reporting; review automated outputs and escalate recurring exceptions or control concerns.
Recommend enhancements to bordereaux files, tracking tools, data templates, validation rules, issue workflows, and reporting requirements to improve timeliness, data quality, and reduce manual intervention.
Participate in the testing, upgrades, and process improvement initiatives supporting delegated programs.
Business Partnership & Communication
Serve as the day-to-day Finance and bordereaux coordination contact for assigned delegated programs, operating within defined handoffs and directing underwriting decisions, claims evaluation, actuarial analysis, enterprise data matters, and technical remediation to the responsible functional owners.
Build effective working relationships with MGAs, carriers, TPAs, Claims Operations, Delegated Underwriting, Technology, Actuarial, Data, and other internal partners.
Provide concise updates on financial reporting, reconciliations, settlements, bordereaux receipt status, open issues, aging, remediation, and required actions.
Escalate material financial, control, bordereaux, or settlement risks promptly to the Director.
Required Qualifications
Bachelor's degree in Accounting, Finance, or a related field.
5+ years of progressive experience in Property & Casualty insurance, delegated authority, program business, premium accounting, claims accounting, bordereaux processing, or related Finance operations.
Experience supporting financial reporting, accounting close processes, balance sheet reconciliations, account analysis, cash and settlement processes, internal controls, and exception management.
Demonstrated understanding of delegated authority operations, including premium, claims, and exposure bordereaux structures, contractual reporting requirements, and program business operations.
Demonstrated analytical, reconciliation, documentation, problem-solving, and issue-management skills.
Advanced proficiency in Microsoft Excel and experience with general ledger, insurance administration, reconciliation, reporting, or data analytics platforms.
Strong communication and collaboration skills with the ability to work effectively across Finance, Underwriting, Claims Operations, Actuarial, Technology, Data, and external business partners.
Preferred Qualifications
CPA designation or active progress toward CPA certification.
Experience operating within or supporting highly automated financial and operational processes.
Familiarity with premium accounting, claims accounting, loss reserving concepts, and program bordereaux processes.
Experience with coordinating with MGAs, carriers, TPAs, Claims Operations, and other stakeholders to resolve delivery, data quality, and processing issues.
Experience supporting finance transformation, process improvement, automation, or system implementation initiatives.
Additional Benefits:
Healthcare and Retirement Benefits
Comprehensive medical, dental, and vision coverage
401(k) with a generous employer match and profit-sharing contribution
Wellness incentive program
Life and accidental death and dismemberment (AD&D) insurance
Flexible spending programs
Short-term and long-term disability plans
Additional Benefit Programs
Paid time off program
Paid charitable leave
Paid parental leave
Tuition reimbursement program
Personal insurance (auto/homeowners) discounts


It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.