Engagement Manager - Credit Risk and Pricing Strategy
At a glance
Manager-level Risk & Financial Compliance role at Fa Ewjt Saasfaprod1. San Francisco · full-time · $150,000–$180,000 base.
financeroles summary, based on the employer's posting.
What you'll do
- Study lending funnel and volume patterns, then adjust pricing to improve return on equity
- Review credit results and recommend changes to policies that guide lending decisions
- Track shifts in third-party origination channels and brief senior leaders on their implications
- Run channel tests, maintain credit rules and refine pricing for assigned origination channels
- Align internal stakeholders and coordinate offshore analysts, including their project plans
What you bring
- At least seven years in credit risk strategy, with consulting, solution design and client management experience
- Banking or fintech experience, ideally involving point-of-sale financing
- Working knowledge of SQL and Python, plus experience managing origination channels
- Credit card or lending expertise in acquisition and underwriting, with strong leadership and communication skills
- A relevant analytics-focused master's degree, or a bachelor's degree from a top-tier institution in a related field
Who this fits
This manager role suits someone comfortable serving as a main client contact, including with C-level executives, and leading analytical support teams. You’ll work in a hybrid arrangement in San Francisco, with two to three office days each week. The position includes people and project leadership.
From the employer
As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.
Work Location: San Francisco, CA
Work Mode: Hybrid (2-3 days/week in office)
Salary Range: $150K/Yr - $180K/Yr Base + Annual Bonus
The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process
For more information on benefits and what we offer please visit us at US Careers and Benefits
- Primary day-to-day client contacts and often interact with C-level executives.
- Analyze volume & funnel trends to optimize pricing and impact on RoEs
- Analyze credit performance and come up with recommendations to optimize credit policies
- React to market dynamics on third party channels and help senior management make informed decisions
- Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing
- Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
- Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution
- 7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management
- Relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing
- SQL , Python
- Origination channel manage experience
- Credit cards/lending expertise (Acquisitions/Underwriting)
- Demonstrable leadership ability, superior problem solving and people management skills
- Excellent communication, presentation and story building skills in a consulting setup
- Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply