Summer Associate Internship (Credit Risk Analyst)
At a glance
Junior Risk & Financial Compliance role at Fa Etbx Saasfaprod1. Vienna · full-time.
Pay not stated Risk & Financial Compliance salary
financeroles summary, based on the employer's posting.
What you'll do
- Analyze past loan results, financial statements and alternative data to find ways to improve credit risk strategies
- Assess issuers, guarantors and vendors through research into debt viability, financial measures and company performance
- Help build loss-forecasting models and track their results through monitoring reports and risk indicators
- Examine financial, economic, regulatory and competitive shifts, then assess what they mean for creditworthiness
- Share risk findings with analysts and senior leaders, supporting reports and decisions on credit and financial risk
What you bring
- You are pursuing a quantitative bachelor’s or graduate degree in a related field and expect to graduate in December 2027 or later
- You have worked with research, analysis and data manipulation, including large datasets
- You can use Excel, SQL, Tableau or another listed analytics tool
- You communicate analytical findings clearly and bring strong critical and quantitative reasoning
Who this fits
This is a junior summer internship suited to students who want hands-on credit risk analytics work across consumer lending. The program runs for twelve weeks from May to August 2027, based at the Vienna, Virginia headquarters, with a Monday-to-Friday schedule from 8:00 AM to 4:30 PM ET.
From the employer
The Enterprise Credit Risk team provides independent second-line oversight for all credit union lending activities. The department is responsible for ensuring all lending products operate within the organization’s lending risk appetite by providing credit challenge to the first line risk strategy team and business units that originate and manage credit exposure to members of the credit union. In addition, the department ensures credit risk is effectively managed through independent reporting, analysis, and modeling efforts. This independence is part of a critical system of checks and balances to ensure the credit union does not take excessive risk while in pursuit of growth or other financial goals.
This role will be a member of the Credit Risk Analytics, Modeling, and Monitoring team which provides the Enterprise Credit Risk department with all data, analytics, and modeling needs. The purpose of the team is to provide leadership with the best information possible to make empirically informed business decisions.
The Summer Associate will work out of our headquarters office in Vienna, VA alongside seasoned risk professional across multiple consumer lending products including Credit Card, Auto, and Real Estate Lending. Projects will include multiple phases of the analytical life cycle including data extraction and manipulation, data visualization and automation, and decision science analytics. Projects will be tailored to each Summer Associate’s education and experience level. In addition to day-to-day activities and longer-term project work, the summer associate will receive formal training in credit risk management to enhance their learning and accelerate their ability to contribute to the team in a meaningful way.
The Summer Associate Program is a 12-week internship program beginning in May 2027 and ending in August 2027. Students will work on impactful projects and meaningful work during their internship. To qualify for this position, applicants must be currently pursuing a degree from an accredited college or university and have an anticipated graduation date of December 2027 or later.
Assist in providing data-driven insights by analyzing historical loan performance data, financial statements, and alternative data sources to identify opportunities for enhancing credit risk strategies
Conduct routine research and analysis on wholesale credit and counterparty risk, including evaluating the viability of debt issuers, guarantors, and vendors
Analyze annual reports, financial metrics, industry trends, and company performance to assess the creditworthiness of debt issuers
Assist in the development of challenger loss forecasting models and track performance metrics through monitoring frameworks and reports
Evaluate changes in the financial, economic, regulatory, and competitive environment to determine their impact on creditworthiness
Participate in root-cause analyses to uncover key performance drivers and suggest improvements
Aid in creating and maintaining monitoring reports to track key credit risk indicators (KRIs) and financial performance
Collaborate with cross-functional teams, including product, marketing, and finance, to support risk analysis for product and operational strategies
Contribute to the preparation of reports for senior management, highlighting emerging risks and key financial insights
Present findings to senior analysts and support executive-level communications on credit and financial risk management decisions
Communicate analytical insights effectively within the team to support informed decision-making and strategy execution
Currently pursuing a bachelor’s or graduate degree in a related field with a quantitative focus
Experience with research, analysis, and data manipulation
- Experience using data and analytic tools such as: Excel, SQL, Tableau, PowerBI, SAS, Python, R, or other data manipulation tools
- Good communication and presentation skills
- Comfort working with large datasets and telling stories with data
- Ability to work independently and think outside of the box
- Strong strategic, critical, and analytical thinking skills
- Basic knowledge of financial services a plus
Additional Information
Hours:
- Monday - Friday, 8:00 AM - 4:30 PM ET
Location:
- 820 Follin Lane, Vienna, VA 22180