Risk & AML Specialist
Cermati.com Open On-site Central Jakarta Full-time Mid-level Risk & Financial Compliance
At a glance
Mid-level Risk & Financial Compliance role at Cermati.com. Central Jakarta · full-time.
Pay not stated Risk & Financial Compliance salary
RoleRisk & Financial Compliance
SeniorityMid-level
LocationCentral Jakarta
WorkplaceOn-site
EmploymentFull-time
PostedJul 8, 2026
Role brief
financeroles summary, based on the employer's posting.
What you'll do
- Gather risk information across work units and group entities, then assess risk profile, GCG, capital and profitability
- Run RCSA and KRI reviews regularly, calculate operational risk composite, and raise emerging issues to the ERM Manager
- Apply KYC/CDD at customer onboarding, monitor suspicious activity, and prepare STR and CTR reports for PPATK and OJK
- Assess AML-CFT exposure and internal controls, train employees, and use filtering systems to check terrorist and sanction lists
- Coordinate AML-CFT work with entity compliance teams, prepare regulatory reports, and track cross-unit action plans
What you bring
- A bachelor’s degree in economics, engineering, mathematics, exact sciences or a related discipline
- Two to three years working in risk management or AML in the financial sector
- Knowledge of TKS, RCSA, KRI, AML-CFT, IRA and OJK rules, plus strong data analysis and Microsoft Excel skills
Who this fits
This mid-level role suits someone with financial-sector risk or AML experience who can analyze data and communicate effectively. The job is onsite in Central Jakarta.
From the employer
- Collect and process risk data from all work units and group entities
- Conduct analysis of the Company’s Health Level (risk profile, GCG, capital, profitability).
- Perform RCSA & KRI on a regular basis, calculate operational risk composite.
- Carry out AML-CFT (Anti-Money Laundering – Counter Financing of Terrorism) tasks in the company and ensure the company is not misused for money laundering or terrorism financing by applying KYC/CDD principles when onboarding customers, monitoring suspicious transactions, and reporting to PPATK and OJK (such as STR and CTR).
- Conduct risk assessment and internal control, train employees to understand AML/CFT risks, and ensure regulatory compliance through policies, procedures, and the use of filtering systems against terrorist/sanction lists. Also, perform customer identification risk measurement (AML) through IRA.
- Identify potential risk issues and escalate them to the ERM Manager.
- Prepare periodic reports for regulators in accordance with regulations.
- Support the development and implementation of ERM, Operational Risk & Credit Risk, as well as monitoring cross-unit action plans.
- Responsible for the technical implementation of AML-CFT, regular reporting, and AML-CFT risk assessment by coordinating with the Compliance team of each entity.
- Minimum Bachelor’s degree in Economics, Engineering, Mathematics/Exact Sciences, or a related field.
- 2–3 years of experience in risk management or AML within the financial industry.
- Strong understanding of TKS, RCSA, KRI, AML-CFT, IRA, and OJK regulations.
- Strong data analysis skills, proficient in Microsoft Excel, and effective communication abilities.
- Relevant certifications or training in risk management and AML are preferred.
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